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n Pre-qualification: Provide financial data to get an estimate of how much you'll have the ability to borrow.
Pre-approval: More detailed than pre-qualification, requiring paperwork like tax returns and financial institution statements.
House Hunting and Making an Offer: Once pre-approved, you’re able to search for your dream home and make offers.
Loan Application: Fill out an in depth loan application together with your chosen lender.
Processing and Underwriting: Lenders confirm your info and assess the danger of lending to you.
Closing: If every thing checks out, you’ll finalize the major points, sign paperwork, and acquire keys to your new ho